When I see people around me in credit card debts I don't understand what kind of brain they are carrying with themselves as I don't see any kind of responsibility of so in the nature of these financial products but all in the mental abilities of the persons who are using it. Credit Cards are the best product for the purpose of convenience of payments, and getting rewards on your spendings, including cashbacks, and thus giving back top-up money on your spendings, and also for building your credit rating and thus better rates if you are planning to shop some mortgage or other loan in future. The one and only thing they require from you is to just spend only what you can pay for in the end of month, in order to remain comfortable and debt-free in the end. This common wisdom, been applicable alike for every financial product, keeps you out of all the debts, and makes you pay no interest at all on these otherwise superb products.
by अहं सत्य
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